No Credit Check Payday Loans

This Site is a matching service connecting you with lenders. There is no fee for using this Site. It is absolutely free of charge.
Our business is to connect you with a large number of direct lenders who want your business. By using this Site you agree to provide your personal information to third parties for data processing.The lenders we are working with don’t use a traditional credit check. Depending on the amount requested they may or may not run some kind of check. For instance, loans under $500 are much easier to get. A lender can approve you based on the information you provide. Higher amounts, such as $1000 for example, may require a credit check or Teletrack check.This also depends on the information you provide.

No Teletrack payday loans may come handy when you need money fast and don’t want a lender to run a Teletrack check. Teletrack is a nationwide consumer credit reporting agency. You may want to avoid lenders who check your Teletrack record, but you must bear in mind that lenders will always conduct some kind of credit check. There are many lenders who don’t use Telecheck, but then again they may use a different services such as Equifax, Transunion or Experian – three major credit databases.   There are numerous loan companies in the USA and Canada that specialize in payday loans with little credit check. This of course depends on the amount you would like to borrow. You can apply for a payday loan with one of them completely online.

There is no fax involved in the application process, no paperwork, no obligation on your part to accept the terms of the loan.

We are not a lender but a matching service, which enables you apply online using a third party application which will be forwarded to many payday lenders. Those lenders compete for our customers business.

Payday loans online take an hour for the whole process to be finalized. You can apply 24/7 including Saturdays, Sundays and holidays.

Payday loans are short-term emergency loans that must be paid back on the borrower’s next paycheck. The repayment period cab be negotiated directly with a lender. You can qualify for a payday loan even with a bad credit record.


If you would like to apply for a payday loan, you must meet the following criteria:

  • You must be of legal age
  • You must have income
  • You must have a bank account (either checking or savings)
  • You can’t have outstanding payday loans

Checkless loans

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All materials on the Site are meant merely for informational purposes and should not be treated as replacement for neither official documents nor the advice of a qualified specialist.
Lenders in our network may provide a loan with an APR ranging from 390% to 780%, which is based on a two-week loan. A payday loan APR represents the amount of the loan, its cost and term. For instance: If a customer decides to borrow $100 for two weeks, the lender can charge a $15 fee, which means the customer will have to repay $115 on the loan's due date. A $15 finance charge is the cost of the $100 loan, which amounts to an APR of 391%. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term.
In case of not paying the loan according to its terms, the lender may: charge late fees, send the customer's account to a collection agency (which may have a negative affect on the customer's credit score), offer to renew, extend or refinance the loan, which may cause the customer to incur extra fees, charges and interest. is not a lender. Only the lender can provide information about specific loan terms, APR and the implications of non-payment, late-payment or partial-payment of the loan. The customers are advised to inquire the lender about the current rates, charges and policies of non-payment, late-payment or partial-payment of the loan.