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About

This Site is a matching service connecting you with lenders. There is no fee for using this Site. It is absolutely free of charge.
Our business is to connect you with a large number of direct lenders who want your business. By using this Site you agree to provide your personal information to third parties for data processing.The lenders we are working with don’t use a traditional credit check. Depending on the amount requested they may or may not run some kind of check. For instance, loans under $500 are much easier to get. A lender can approve you based on the information you provide. Higher amounts, such as $1000 for example, may require a credit check or Teletrack check.This also depends on the information you provide.

No Teletrack payday loans may come handy when you need money fast and don’t want a lender to run a Teletrack check. Teletrack is a nationwide consumer credit reporting agency. You may want to avoid lenders who check your Teletrack record, but you must bear in mind that lenders will always conduct some kind of credit check. There are many lenders who don’t use Telecheck, but then again they may use a different services such as Equifax, Transunion or Experian – three major credit databases.   There are numerous loan companies in the USA and Canada that specialize in payday loans with little credit check. This of course depends on the amount you would like to borrow. You can apply for a payday loan with one of them completely online.

There is no fax involved in the application process, no paperwork, no obligation on your part to accept the terms of the loan.

We are not a lender but a matching service, which enables you apply online using a third party application which will be forwarded to many payday lenders. Those lenders compete for our customers business.

Payday loans online take an hour for the whole process to be finalized. You can apply 24/7 including Saturdays, Sundays and holidays.

Payday loans are short-term emergency loans that must be paid back on the borrower’s next paycheck. The repayment period cab be negotiated directly with a lender. You can qualify for a payday loan even with a bad credit record.

Requirements

If you would like to apply for a payday loan, you must meet the following criteria:

  • You must be of legal age
  • You must have income
  • You must have a bank account (either checking or savings)
  • You can’t have outstanding payday loans
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PAYDAY LOANS ARE AN EXPENSIVE FORM OF CREDIT AND SHOULD BE USED ONLY FOR SHORT-TERM FINANCIAL NEED, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS EXPERIENCING CREDIT PROBLEMS ARE ADVISED TO SEEK CREDIT COUNSELING OR ASK A NON-PROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY FOR HELP.

APR Disclosure Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $100,000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Payday loans are legal in: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).

Payday loans are illegal in: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC).

Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000

Credit Implications The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.